CJSOI

Stablecoins, Banking & Blockchain

Explainers & Analysis: Stablecoins

Monochrome diagram on how a stablecoin issuer can restrict an account, freeze custodial balances or blocklist an address
Stablecoins ·

Can Stablecoin Issuers Freeze Funds? USDC and USDT Rules

Issuer controls can block stablecoin transfers, custodial balances or redemption. Here is how USDC and USDT differ.

Diagram showing an issuer, a segregated stablecoin reserve at a custodian, and the holder's redemption claim
stablecoins ·

Stablecoin Reserve Segregation: Protections and Limits

What reserve segregation protects in a stablecoin insolvency, and why it cannot guarantee liquidity or insurance.

Diagram comparing a stablecoin issuer's primary mint-and-redeem market with secondary exchange pricing and arbitrage
stablecoins ·

Stablecoin Primary and Secondary Markets

How minting, redemption and arbitrage link stablecoin primary and secondary markets—and why a depeg can persist.

Flow diagram: a customer's USDC deposit passes through a liquidation address and arrives as USD in the customer account, followed by a treasury transfer
Stablecoins ·

Stablecoin-to-USD Settlement: From Deposit to Treasury

How a USDC liquidation address, customer account and treasury transfer form a stablecoin-to-USD settlement flow.

Monochrome CJSOI diagram of a stablecoin liquidity pool balancing USDC and USDT, with notes on changing balances, fees and depeg risk.
stablecoins ·

Stablecoin Liquidity Pools: How Swaps and LP Risk Work

How stablecoin liquidity pools price swaps, change an LP's token mix and concentrate depeg risk.

CJSOI diagram showing an ERC-20 token owner granting an allowance to a spender contract through approve, allowance and transferFrom
ERC-20 ·

ERC-20 Token Allowances: What Stablecoin Users Approve

Understand ERC-20 approvals, unlimited allowances, permit signatures and how to revoke stablecoin access.

Diagram showing a stablecoin sent from Network A to an incompatible Network B address
stablecoins ·

Stablecoin Sent to the Wrong Network: What Can Be Recovered?

Wrong-network stablecoin transfers may be recoverable only when you or a supporting custodian controls the destination.

Monochrome reserve-attestation diagram showing a management reserve statement, practitioner tests and a public report, with checks for the date, tokens, assets and opinion wording.
Stablecoins ·

Stablecoin Reserve Attestations: A Reader's Guide

Read a stablecoin reserve attestation by its date, scope, asset categories and opinion without overclaiming.

A stablecoin refund record links back to the customer's original wallet; its request and processing status remain separate.
Payments ·

Stripe Stablecoin Refunds: Wallets, Amounts and Status

Where Stripe stablecoin refunds go, how partial amounts add up and what the saved status actually establishes.

USDC on Solana diagram: the Solana network, Circle's native USDC mint and the recipient's associated token account, with SOL paying the network fee
USDC ·

USDC on Solana: Mint, Token Accounts and SOL Fees

How native USDC works on Solana: verify the mint, understand token accounts, keep SOL for fees and avoid network errors.

Monochrome PYUSD and USDG comparison showing separate issuers, product routes and network checks
PYUSD ·

PYUSD vs USDG: Issuers, Networks and Redemption

PYUSD and USDG share a dollar target but differ in issuer, networks, product access and direct redemption routes.

Monochrome USDT on TON transfer diagram showing the official jetton check, TON fee path and destination memo requirement
USDT ·

USDT on TON: Fees, Jettons and Exchange Memos

Send USDT on TON by verifying the jetton master, matching the deposit network and following any memo requirement.

Monochrome comparison diagram of USDT, USA₮ and USDT0 showing issuer, redemption route and cross-chain bridge path
Stablecoins ·

USDT vs USA₮ vs USDT0: Issuer, Redemption and Bridge Risk

USDT, USA₮ and USDT0 share a dollar target but differ in issuer, redemption rights and cross-chain risk.

Monochrome USDC on Base transfer diagram showing the token, network route and ETH gas requirement.
USDC ·

USDC on Base: How to Send It and Pay Gas in ETH

How to send USDC on Base, verify the contract and network, keep ETH for gas, and avoid unsupported deposits.

Native USDC and bridged USDC.e shown as separate Polygon PoS routes with their contract checks
USDC ·

USDC on Polygon: Native USDC vs USDC.e

Check native USDC, USDC.e, Polygon PoS gas in POL and destination support before sending.

A monochrome stablecoin checkout flowing from a customer wallet through a payment processor to a business balance
Payments ·

How Businesses Accept Stablecoin Payments

A stablecoin checkout needs a payment intent, supported chain, settlement record, refund policy and reconciliation.

USDC to USDT conversion checklist: same network, previewed costs and verified contract address
USDC ·

USDC to USDT: How to Convert Without Mixing Networks

A practical USDC-to-USDT checklist for exchange conversions, wallet swaps, fees and network matching.

A USDT address with a visible balance, blocked by an issuer blocklist entry in the token contract.
Stablecoins ·

Can USDT Be Frozen? What Tether and Circle's Terms Allow

Yes, and so can USDC. The power sits in the issuers' terms and in the token contracts themselves.

A price line holding at $1, dipping in a depeg and recovering, beside reserves and redemption boxes.
Markets ·

Can Stablecoins Lose Value? How a Peg Holds and Breaks

The $1 is a redemption promise, not a set price. USDC in 2023 and UST in 2022 show how it bends and breaks.

Three-column comparison of a stablecoin, a CBDC and a tokenized deposit: the issuer is a private company, a central bank or a commercial bank; the backing is reserve assets, no separate reserve or the bank's balance sheet; the holder's claim is on the issuer, the central bank or the bank.
Banking ·

Stablecoin vs CBDC vs Tokenized Deposit: Who Issues It and What Backs It

Three kinds of digital money, three different debtors: a private issuer, a central bank or a commercial bank.

An exchange purchase followed by a network choice and a TRON wallet receipt
Stablecoins ·

How to Buy USDT TRC20 and Withdraw It on TRON

Buy USDT where TRON is a withdrawal network, then withdraw it on TRON: steps, holds, fees and the TRX you need next.

Issuer, service and market as separate regulatory questions
Regulation ·

Who Regulates a Stablecoin?

The issuer, the service and the customer's market can fall under different rules and authorities.

Reserve assets connected to interest income and costs
Stablecoins ·

How Stablecoin Issuers Make Money

How stablecoin issuers make money: reserve income, distribution costs and interest-rate exposure.

A card payment connected to a merchant fiat payout
Payments ·

How Crypto Cards Turn Tokens Into Merchant Payments

A card funded with stablecoins does not mean the shop receives a blockchain transfer.

CJSOI

What are you looking for?

Search by headline, topic or keyword.