Stablecoins & Markets
Kim Min-jun
Coverage focuses on reserves, redemption and the flow of money through digital-asset markets.
View articlesPayments
CJSOI explainers and analysis covering payments.
Stablecoin-to-USD Settlement: From Deposit to Treasury
How a USDC liquidation address, customer account and treasury transfer form a stablecoin-to-USD settlement flow.
Gross vs Net Settlement: How Payment Systems Move Money
Gross settlement moves each payment; net settlement offsets obligations before money moves.
How Businesses Accept Stablecoin Payments
Choose a stablecoin payment route, define confirmation and refund states, and reconcile every order.
Stablecoin Payment Confirmations and Finality
Learn how pending, confirmed and finalized stablecoin transfers differ across Ethereum and Solana.
Stripe Stablecoin Refunds: Wallets, Amounts and Status
Where Stripe stablecoin refunds go, how partial amounts add up and what the saved status actually establishes.
FedNow vs RTP vs ACH: How US Bank Payments Move
FedNow and RTP settle instantly; ACH moves credits and debits in batches. Compare reach, timing and finality.
How Businesses Accept Stablecoin Payments
A stablecoin checkout needs a payment intent, supported chain, settlement record, refund policy and reconciliation.
Payment Versus Payment: What PvP Removes from an FX Trade
Conditional currency settlement reduces principal risk. It still leaves funding, replacement and operational questions.
How Crypto Cards Turn Tokens Into Merchant Payments
A card funded with stablecoins does not mean the shop receives a blockchain transfer.
Paying Suppliers in Stablecoins: Invoice to Settlement
Agree the asset, network and final amount before treating a wallet transfer as a paid invoice.
The Full Cost of a Cross-Border Stablecoin Payment
The full cost of a cross-border stablecoin payment, with a cost model, worked examples and World Bank data.
