News: GENIUS Act

Diagram of the OCC GENIUS Act final rule timeline: rule issued October 21, 2026, effective January 18, 2027, and a waiver window of up to 12 months, with 30-day completeness and 120-day decision periods for applications.

OCC Finalizes GENIUS Act Rule for Payment Stablecoin Issuers

The OCC's GENIUS Act final rule takes effect January 18, 2027, with waivers expected for existing U.S. issuers.

Issuer, service and market as separate regulatory questions

Federal Reserve · Sep 26

Fed Proposes Rules for Payment Stablecoin Issuers

Two proposals cover reserves, capital, risk controls and an application process for firms under Fed supervision.