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Stablecoins, Banking & Blockchain

N26

N26 holds a MiCA license as a crypto-asset service provider authorized in Germany.

Legal name
N26 Bank SE
Home country
Germany
Regulator
Federal Financial Supervisory Authority (BaFin)
Status
Authorized
Authorized on
May 14, 2025
Other EEA countries notified
6
LEI
529900JB9XYZ8E87N345
Register entry last changed
May 14, 2025
Checked on

N26 Bank SE, which trades as N26, is listed in ESMA’s interim MiCA register as a crypto-asset service provider (CASP) authorized in Germany by the Federal Financial Supervisory Authority (BaFin), with an authorization date of May 14, 2025. Under MiCA it may provide reception and transmission of orders. It has notified the register that it intends to offer these services in 6 other EEA countries under the MiCA passport.

ESMA publishes the interim MiCA register weekly. This entry reflects the version updated on September 24, 2026; the firm’s own record was last changed on May 14, 2025.

MiCA services
Reception and transmission of orders
Countries notified for cross-border services
Austria, Belgium, Spain, France, Ireland, Portugal
Sources
PageURL
ESMA interim MiCA register: crypto-asset service providers (CASPS.csv)https://www.esma.europa.eu/sites/default/files/2024-12/CASPS.csv
ESMA: Markets in Crypto-Assets Regulation (MiCA)https://www.esma.europa.eu/esmas-activities/digital-finance-and-innovation/markets-crypto-assets-regulation-mica

Questions

Does N26 have a MiCA license?
Yes. ESMA’s interim MiCA register lists N26 Bank SE as a crypto-asset service provider authorized in Germany since May 14, 2025.
Which crypto services can N26 provide under MiCA?
Its authorization covers reception and transmission of orders.
Can N26 serve clients in other EU countries?
It has notified the register that it intends to offer its services in 6 other EEA countries under the MiCA passport.
Who supervises N26 under MiCA?
The Federal Financial Supervisory Authority (BaFin), its home regulator in Germany. Its LEI is 529900JB9XYZ8E87N345.

Source: the European Securities and Markets Authority’s interim MiCA register of crypto-asset service providers (CASPS.csv), which ESMA updates weekly. Each firm’s page shows the date its entry was checked.

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