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Stablecoins, Banking & Blockchain

Kraken USDT opt-in rewards

Kraken lists 4.00% APR on USDT, according to its page dated September 17, 2026. Availability: outside the US, where Kraken offers opt-in rewards.

Provider
Kraken
Stablecoin
USDT
Headline rate
4.00%
Rate type
APR (flexible)
Available in
Outside the US, where Kraken offers opt-in rewards
Provider type
Exchange/broker
Date on the provider's page
September 17, 2026
Official page
support.kraken.com
Checked on

Flexible opt-in rewards are available in Kraken Pro, up to 10 million USDT per client, paid weekly at a variable rate. Opted-in assets no longer count toward margin. Fixed terms pay 4.75% for three months, 5.25% for six months, 6% for 12 months and 7% for 18 months.

Kraken’s terms allow it to use opted-in assets; how quickly they return after opting out depends on utilization.

Conditions
Flexible opt-in rewards are available in Kraken Pro, up to 10 million USDT per client, paid weekly at a variable rate. Opted-in assets no longer count toward margin. Fixed terms pay 4.75% for three months, 5.25% for six months, 6% for 12 months and 7% for 18 months.
Where the yield comes from
Kraken's terms allow it to use opted-in assets; how quickly they return after opting out depends on utilization.
Sources
PageURL
Kraken Opt-In Rewards overviewhttps://support.kraken.com/articles/360044886311-overview-of-opt-in-rewards-on-kraken
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