Stablecoins & Markets
Kim Min-jun
Coverage focuses on reserves, redemption and the flow of money through digital-asset markets.
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SearchCoinbase lists 3.50% APY on USDC, according to its official page checked on September 29, 2026. Availability: US and other eligible countries listed by Coinbase; not the EEA.
Coinbase One membership (from $4.99 a month) is required in the US, the UK, Australia, Singapore and a few other countries. The minimum balance is $1 USDC, there is no maximum, rewards accrue daily and are paid weekly, and Coinbase sets the rate and can change it. In Brazil and Canada, Coinbase One members earn 3.75% on the first $10,000 or $30,000, depending on the plan, and 3.35% above that.
Coinbase says the rewards are a loyalty program it funds itself and that it does not lend out customers’ USDC.
| Page | URL |
|---|---|
| Coinbase USDC page | https://www.coinbase.com/usdc |
| USDC Rewards FAQ | https://help.coinbase.com/en/coinbase/coinbase-staking/rewards/usd-coin-rewards-faq |
| Coinbase One tiers | https://help.coinbase.com/en/coinbase/other-topics/coinbase-one/account |
Stablecoins & Markets
Coverage focuses on reserves, redemption and the flow of money through digital-asset markets.
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Banking & Payments
Coverage follows settlement, custody and the costs of moving money across borders.
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Blockchain & Regulation
Coverage explains wallets, network infrastructure and the rules governing digital assets.
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