Stablecoins & Markets
Kim Min-jun
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View articlesCoinbase USDC rewards
Coinbase’s USDC rewards rate and who can earn it, checked on November 4, 2026.
- Provider
- Coinbase
- Stablecoin
- USDC
- Headline rate
- 3.75%
- Rate type
- APY
- Available in
- Eligible regions listed by Coinbase, incl. US, UK, Australia, Canada; not the EEA
- Provider type
- Exchange/broker
- Official page
- coinbase.com
- Checked on
Coinbase advertised 3.75% on USDC for Coinbase One members on its US, UK, Australian and Canadian USDC pages. Its Coinbase One help page listed 3.5% for every tier on the same day, and Coinbase says the rate shown in the customer’s account is the one that applies. No EEA country is on Coinbase’s list of eligible regions.
Coinbase One membership (from $4.99 or £4.99 a month) is required in the US, the UK, Australia, Singapore, Andorra, Gibraltar, Guernsey, the Isle of Man and Jersey. The minimum balance is $1 USDC, there is no maximum, rewards accrue daily and are usually paid on Fridays for the previous week, and Coinbase sets the rate and can change it; changes usually take effect on the first day of a calendar month. Coinbase’s help page lists a separate schedule for Brazil and Canada: 3.75% on the first $10,000 or $30,000 of USDC, depending on the tier, and 3.35% above that.
Coinbase says the rewards are a loyalty program it funds itself and that it does not use or lend customers’ USDC without their instruction. USDC balances are not insured by the FDIC or SIPC.
- Conditions
- Coinbase One membership (from $4.99 or £4.99 a month) is required in the US, the UK, Australia, Singapore, Andorra, Gibraltar, Guernsey, the Isle of Man and Jersey. The USDC pages advertise 3.75%; the Coinbase One help page still lists 3.5% per tier, and the rate in the account applies. The minimum balance is $1 USDC, there is no maximum, rewards accrue daily and are paid weekly. For Brazil and Canada the help page lists 3.75% on the first $10,000 or $30,000, depending on the tier, and 3.35% above that.
- Where the yield comes from
- Coinbase says the rewards are a loyalty program it funds itself and that it does not use or lend customers' USDC without their instruction.
- Sources
Page URL Coinbase USDC page https://www.coinbase.com/usdc Coinbase USDC page (UK) https://www.coinbase.com/en-gb/usdc Coinbase USDC page (Australia) https://www.coinbase.com/en-au/usdc USDC Rewards FAQ https://help.coinbase.com/en/coinbase/coinbase-staking/rewards/usd-coin-rewards-faq Coinbase One tiers https://help.coinbase.com/en/coinbase/other-topics/coinbase-one/account
Questions
What is the Coinbase USDC APY in the UK?
The UK USDC page advertised 3.75% for Coinbase One members, with plans from £4.99 a month. Without Coinbase One, UK customers earn no USDC rewards.
Can I earn USDC rewards on Coinbase in Australia?
Yes. Australia is an eligible region, and as in the UK and the US, Coinbase One membership is required; the Australian page advertised 3.75%.
Is Coinbase’s USDC yield available in the EU?
No EEA country is on Coinbase’s list of eligible regions. See the USDC interest rate by country table for what Kraken and others offer.
Sources
- Coinbase, USDC page: https://www.coinbase.com/usdc
- Coinbase, USDC page (UK): https://www.coinbase.com/en-gb/usdc
- Coinbase, USDC page (Australia): https://www.coinbase.com/en-au/usdc
- Coinbase Help, USDC Rewards overview: https://help.coinbase.com/en/coinbase/coinbase-staking/rewards/usd-coin-rewards-faq
- Coinbase Help, Coinbase One: https://help.coinbase.com/en/coinbase/other-topics/coinbase-one/account
