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Stablecoins, Banking & Blockchain

Coinbase USDC rewards

Coinbase lists 3.50% APY on USDC, according to its official page checked on September 29, 2026. Availability: US and other eligible countries listed by Coinbase; not the EEA.

Provider
Coinbase
Stablecoin
USDC
Headline rate
3.50%
Rate type
APY
Available in
US and other eligible countries listed by Coinbase; not the EEA
Provider type
Exchange/broker
Official page
coinbase.com
Checked on

Coinbase One membership (from $4.99 a month) is required in the US, the UK, Australia, Singapore and a few other countries. The minimum balance is $1 USDC, there is no maximum, rewards accrue daily and are paid weekly, and Coinbase sets the rate and can change it. In Brazil and Canada, Coinbase One members earn 3.75% on the first $10,000 or $30,000, depending on the plan, and 3.35% above that.

Coinbase says the rewards are a loyalty program it funds itself and that it does not lend out customers’ USDC.

Conditions
Coinbase One membership (from $4.99 a month) is required in the US, the UK, Australia, Singapore and a few other countries. The minimum balance is $1 USDC, there is no maximum, rewards accrue daily and are paid weekly, and Coinbase sets the rate and can change it. In Brazil and Canada, Coinbase One members earn 3.75% on the first $10,000 or $30,000, depending on the plan, and 3.35% above that.
Where the yield comes from
Coinbase says the rewards are a loyalty program it funds itself and that it does not lend out customers' USDC.
Sources
PageURL
Coinbase USDC pagehttps://www.coinbase.com/usdc
USDC Rewards FAQhttps://help.coinbase.com/en/coinbase/coinbase-staking/rewards/usd-coin-rewards-faq
Coinbase One tiershttps://help.coinbase.com/en/coinbase/other-topics/coinbase-one/account
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