Stablecoins & Markets
Kim Min-jun
Coverage focuses on reserves, redemption and the flow of money through digital-asset markets.
View articlesUSDQ (Quantoz)
Quantoz USDQ (USDQ) is a US dollar-backed stablecoin issued by Quantoz Payments B.V. (Netherlands), launched on November 18, 2024. Regulation: electronic money institution licensed by De Nederlandsche Bank; USDQ is an e-money token under MiCA. It is on ESMA’s list of e-money tokens under MiCA.
- Ticker
- USDQ
- Issuer
- Quantoz Payments B.V. (Netherlands)
- Pegged to
- US dollar
- Type
- Fiat-backed
- Launched
- November 18, 2024
- E-money token under MiCA
- Yes
- Latest reserve report
- August 30, 2026
- Supply
- $5,684,016
- Supply as of
- August 30, 2026
- Transparency page
- quantoz.com
- Checked on
Cash and government bonds: 33% cash and 66% bonds in August 2026, with a reserve ratio of 101.91%. Reserve reporting: monthly issuer snapshot. The latest report covers August 30, 2026. Supply: $5,684,016 as of August 30, 2026, according to the issuer.
Registered account holders redeem directly after a $100,000 minimum funding; issuance and redemption are free, and processing takes from one to 20 business days depending on size. The issuer lists 5 networks where the token is issued natively: Ethereum, Polygon, Algorand, XRP Ledger and Stellar.
- Token name
- Quantoz USDQ
- Brand
- Quantoz
- Regulation
- Electronic money institution licensed by De Nederlandsche Bank; USDQ is an e-money token under MiCA
- Reserves
- Cash and government bonds: 33% cash and 66% bonds in August 2026, with a reserve ratio of 101.91%.
- Reserve reporting
- Monthly issuer snapshot
- Latest report
- quantoz.com
- Supply, millions of tokens
- 5.7
- Redemption
- Registered account holders redeem directly after a $100,000 minimum funding; issuance and redemption are free, and processing takes from one to 20 business days depending on size.
- Networks (native issuance)
- Ethereum, Polygon, Algorand, XRP Ledger, Stellar
- Number of networks
- 5
- Website
- quantoz.com
- Sources
Page URL Quantoz transparency page https://www.quantoz.com/transparency Quantoz EURQ & USDQ product page (networks) https://www.quantoz.com/products/eurq-usdq USDQ MiCA white paper v1.4 (30 Apr 2026) https://www.quantoz.com/documents/usdq-wp-1.4-30-04-2026.pdf Quantoz fee schedule https://www.quantoz.com/fees Quantoz launch announcement (18 Nov 2024) https://www.quantoz.com/blog/quantoz-payments-issues-euro-and-us-dollar-stablecoins ESMA interim MiCA register: e-money token issuers https://www.esma.europa.eu/sites/default/files/2024-12/EMTWP.csv
