Stablecoins & Markets
Kim Min-jun
Coverage focuses on reserves, redemption and the flow of money through digital-asset markets.
View articlesEURAU (AllUnity)
AllUnity EUR (EURAU) is a euro-backed stablecoin issued by AllUnity GmbH (Germany), launched on July 31, 2025. Regulation: e-money institution licence from BaFin (July 1, 2025); EURAU is an e-money token under MiCA. It is on ESMA’s list of e-money tokens under MiCA.
- Ticker
- EURAU
- Issuer
- AllUnity GmbH (Germany)
- Pegged to
- Euro
- Type
- Fiat-backed
- Launched
- July 31, 2025
- E-money token under MiCA
- Yes
- Transparency page
- allunity.com
- Checked on
Euro cash and euro-denominated high-quality liquid assets in separate accounts at EU credit institutions, including Metzler Bank and V-Bank.
Only verified institutions can buy EURAU, but every holder can redeem at par with AllUnity, which charges no redemption fee and aims to pay within five business days. The issuer lists 8 networks where the token is issued natively: Ethereum, Arbitrum, Base, BNB Smart Chain, Optimism, Polygon, Solana and Stellar.
- Token name
- AllUnity EUR
- Brand
- AllUnity
- Regulation
- E-money institution licence from BaFin (July 1, 2025); EURAU is an e-money token under MiCA
- Reserves
- Euro cash and euro-denominated high-quality liquid assets in separate accounts at EU credit institutions, including Metzler Bank and V-Bank.
- Latest report
- allunity.com
- Redemption
- Only verified institutions can buy EURAU, but every holder can redeem at par with AllUnity, which charges no redemption fee and aims to pay within five business days.
- Networks (native issuance)
- Ethereum, Arbitrum, Base, BNB Smart Chain, Optimism, Polygon, Solana, Stellar
- Number of networks
- 8
- Website
- allunity.com
- Sources
Page URL AllUnity Trust Center https://allunity.com/trust-center AllUnity EURAU product page (supported blockchains) https://allunity.com/eurau AllUnity launch press release (31 July 2025) https://allunity.com/news/allunity-launches-eurau-germanys-first-fully-reserved-micar-compliant-euro-stablecoin AllUnity redemption policy page https://allunity.com/redemption-policy AllUnity EMT Redemption Policy PDF (linked from allunity.com) https://framerusercontent.com/assets/keEVPCLx5HJ504alVRJUCVRjBz0.pdf ESMA interim MiCA register: e-money token issuers https://www.esma.europa.eu/sites/default/files/2024-12/EMTWP.csv
