{"catalog":{"title":"Stablecoin yields: USDC, USDT, PYUSD and USDG rates","path":"/stablecoin-yields","updatedAt":"2026-09-29T20:47:32.753Z","fields":[{"id":"provider","label":"Provider","type":"select","options":["Coinbase","Kraken","PayPal","Robinhood","Bitpanda","Nexo","Sky"]},{"id":"stablecoin","label":"Stablecoin","type":"text"},{"id":"provider_type","label":"Provider type","type":"select","options":["Exchange/broker","Payments app","DeFi through an app","Lending platform","DeFi protocol"]},{"id":"rate_pct","label":"Headline rate","type":"number","format":{"style":"percent","maximumFractionDigits":2,"minimumFractionDigits":2}},{"id":"rate_type","label":"Rate type","type":"text"},{"id":"regions","label":"Available in","type":"text"},{"id":"conditions","label":"Conditions","type":"textarea"},{"id":"mechanism","label":"Where the yield comes from","type":"textarea"},{"id":"rate_date","label":"Date on the provider's page","type":"text"},{"id":"url","label":"Official page","type":"url"},{"id":"checked","label":"Checked on","type":"date"},{"id":"sources","label":"Sources","type":"textarea"}]},"entries":[{"slug":"nexo-usdc-savings","name":"Nexo USDC savings","path":"/stablecoin-yields/nexo-usdc-savings","category":null,"updatedAt":"2026-09-29T20:47:29.237Z","fields":{"provider":"Nexo","stablecoin":"USDC","provider_type":"Lending platform","rate_pct":10.5,"rate_type":"Annual interest (up to)","regions":"Where Nexo operates; rates vary by jurisdiction","conditions":"The top rate requires a fixed term and the highest loyalty tier, which depends on the client's holdings of Nexo's NEXO token. Flexible savings compound daily and fixed terms pay at maturity; interest starts 24 hours after the deposit. The US version of the page advertises up to 12.5%.","mechanism":null,"rate_date":null,"url":"https://nexo.com/earn-crypto/usdc","checked":"2026-09-29","sources":"Nexo USDC page · https://nexo.com/earn-crypto/usdc"}},{"slug":"bitpanda-earn-stablecoins","name":"Bitpanda Earn on stablecoins","path":"/stablecoin-yields/bitpanda-earn-stablecoins","category":null,"updatedAt":"2026-09-29T20:47:24.832Z","fields":{"provider":"Bitpanda","stablecoin":"USDC, EURCV","provider_type":"Exchange/broker","rate_pct":7,"rate_type":"APY (up to)","regions":"All Bitpanda countries except Austria","conditions":"The rate combines a fixed 3% base reward with a variable bonus that Bitpanda can change every 14 days and does not guarantee. Redemptions take 14 days, and rewards are paid weekly on Tuesdays in the same stablecoin.","mechanism":"The stablecoins are lent to Bitpanda, which uses them for its own liquidity and pays the yield. Bitpanda says the product is unregulated, with no deposit or investor protection.","rate_date":null,"url":"https://www.bitpanda.com/en/staking","checked":"2026-09-29","sources":"Bitpanda Earn page · https://www.bitpanda.com/en/staking\nBitpanda helpdesk · https://support.bitpanda.com/hc/en-us/articles/23210946637212-Earn-on-stablecoins"}},{"slug":"robinhood-earn-usdg","name":"Robinhood Earn on USDG","path":"/stablecoin-yields/robinhood-earn-usdg","category":null,"updatedAt":"2026-09-29T20:47:21.028Z","fields":{"provider":"Robinhood","stablecoin":"USDG","provider_type":"DeFi through an app","rate_pct":7,"rate_type":"Estimated APY","regions":"United States, except New York and Texas","conditions":"USDG moves to Robinhood's self-custody wallet and is lent through Morpho vaults, with no lock-up and no fee. Withdrawals depend on the vault's liquidity, and the rate is variable, not guaranteed and can fall to zero. The balance is not covered by FDIC or SIPC.","mechanism":"Interest paid by borrowers in Morpho vaults, plus Morpho rewards.","rate_date":null,"url":"https://robinhood.com/us/en/crypto/earn/","checked":"2026-09-29","sources":"Robinhood Earn page · https://robinhood.com/us/en/crypto/earn/\nRobinhood Earn support · https://robinhood.com/us/en/support/articles/crypto-earn/"}},{"slug":"kraken-usdg-stablecoin-rewards","name":"Kraken USDG stablecoin rewards","path":"/stablecoin-yields/kraken-usdg-stablecoin-rewards","category":null,"updatedAt":"2026-09-29T20:46:54.947Z","fields":{"provider":"Kraken","stablecoin":"USDG","provider_type":"Exchange/broker","rate_pct":4.5,"rate_type":"APY (up to)","regions":"Everywhere Kraken serves clients, except the EEA and restricted regions","conditions":"Kraken+ subscribers earn up to 4.50% APY, depending on the region, and other clients up to 2.25%. Any amount qualifies, with no minimum holding period, no fee and no lock-up; the rate is variable.","mechanism":"Kraken says the program is funded entirely by Kraken.","rate_date":"September 26, 2026","url":"https://support.kraken.com/articles/stablecoin-rewards","checked":"2026-09-29","sources":"Kraken Stablecoin Rewards · https://support.kraken.com/articles/stablecoin-rewards"}},{"slug":"kraken-usdg-opt-in-rewards","name":"Kraken USDG opt-in rewards","path":"/stablecoin-yields/kraken-usdg-opt-in-rewards","category":null,"updatedAt":"2026-09-29T20:47:08.754Z","fields":{"provider":"Kraken","stablecoin":"USDG","provider_type":"Exchange/broker","rate_pct":4.25,"rate_type":"APR (flexible)","regions":"Outside the US, where Kraken offers opt-in rewards","conditions":"Flexible opt-in rewards are available in Kraken Pro, up to 3 million USDG per client, paid weekly at a variable rate. Opted-in assets no longer count toward margin.","mechanism":"Kraken's terms allow it to use opted-in assets; how quickly they return after opting out depends on utilization.","rate_date":"September 17, 2026","url":"https://support.kraken.com/articles/360044886311-overview-of-opt-in-rewards-on-kraken","checked":"2026-09-29","sources":"Kraken Opt-In Rewards overview · https://support.kraken.com/articles/360044886311-overview-of-opt-in-rewards-on-kraken"}},{"slug":"kraken-usdc-opt-in-rewards","name":"Kraken USDC opt-in rewards","path":"/stablecoin-yields/kraken-usdc-opt-in-rewards","category":null,"updatedAt":"2026-09-29T20:46:59.406Z","fields":{"provider":"Kraken","stablecoin":"USDC","provider_type":"Exchange/broker","rate_pct":4,"rate_type":"APR (flexible)","regions":"Outside the US, where Kraken offers opt-in rewards","conditions":"Flexible opt-in rewards are available in Kraken Pro, up to 10 million USDC per client, paid weekly at a variable rate. Opted-in assets no longer count toward margin. Fixed terms pay 4.75% for three months, 5.25% for six months, 6% for 12 months and 7% for 18 months.","mechanism":"Kraken's terms allow it to use opted-in assets; how quickly they return after opting out depends on utilization.","rate_date":"September 17, 2026","url":"https://support.kraken.com/articles/360044886311-overview-of-opt-in-rewards-on-kraken","checked":"2026-09-29","sources":"Kraken Opt-In Rewards overview · https://support.kraken.com/articles/360044886311-overview-of-opt-in-rewards-on-kraken"}},{"slug":"kraken-usdc-stablecoin-rewards","name":"Kraken USDC stablecoin rewards","path":"/stablecoin-yields/kraken-usdc-stablecoin-rewards","category":null,"updatedAt":"2026-09-29T20:46:50.680Z","fields":{"provider":"Kraken","stablecoin":"USDC","provider_type":"Exchange/broker","rate_pct":4,"rate_type":"APY (up to)","regions":"US, Canada, Australia and the UK","conditions":"Kraken+ subscribers earn up to 4.00% APY and other verified clients up to 2.00%. There is no minimum, no lock-up and no fee, rewards are paid in USDC, and the rate is variable.","mechanism":"Kraken says the program is funded entirely by Kraken and that the stablecoins are not lent out.","rate_date":"September 26, 2026","url":"https://support.kraken.com/articles/stablecoin-rewards","checked":"2026-09-29","sources":"Kraken Stablecoin Rewards · https://support.kraken.com/articles/stablecoin-rewards"}},{"slug":"kraken-usdt-opt-in-rewards","name":"Kraken USDT opt-in rewards","path":"/stablecoin-yields/kraken-usdt-opt-in-rewards","category":null,"updatedAt":"2026-09-29T20:47:04.316Z","fields":{"provider":"Kraken","stablecoin":"USDT","provider_type":"Exchange/broker","rate_pct":4,"rate_type":"APR (flexible)","regions":"Outside the US, where Kraken offers opt-in rewards","conditions":"Flexible opt-in rewards are available in Kraken Pro, up to 10 million USDT per client, paid weekly at a variable rate. Opted-in assets no longer count toward margin. Fixed terms pay 4.75% for three months, 5.25% for six months, 6% for 12 months and 7% for 18 months.","mechanism":"Kraken's terms allow it to use opted-in assets; how quickly they return after opting out depends on utilization.","rate_date":"September 17, 2026","url":"https://support.kraken.com/articles/360044886311-overview-of-opt-in-rewards-on-kraken","checked":"2026-09-29","sources":"Kraken Opt-In Rewards overview · https://support.kraken.com/articles/360044886311-overview-of-opt-in-rewards-on-kraken"}},{"slug":"paypal-pyusd-rewards","name":"PayPal PYUSD rewards","path":"/stablecoin-yields/paypal-pyusd-rewards","category":null,"updatedAt":"2026-09-29T20:47:20.196Z","fields":{"provider":"PayPal","stablecoin":"PYUSD","provider_type":"Payments app","rate_pct":4,"rate_type":"Annual rewards rate","regions":"United States (PayPal says eligible markets are expanding)","conditions":"Customers who have signed up for crypto in PayPal opt in and hold at least 1 PYUSD. Rewards are calculated on the average daily balance and paid monthly in PYUSD, with no fee; the rate is variable and can change.","mechanism":"PayPal describes it as a rewards program and says it is not a securities offering.","rate_date":null,"url":"https://www.paypal.com/us/digital-wallet/manage-money/crypto/pyusd","checked":"2026-09-29","sources":"PayPal PYUSD page · https://www.paypal.com/us/digital-wallet/manage-money/crypto/pyusd\nPayPal help: PYUSD Rewards · https://www.paypal.com/us/cshelp/article/what-are-pyusd-rewards-help1247"}},{"slug":"sky-savings-rate","name":"Sky Savings Rate (sUSDS)","path":"/stablecoin-yields/sky-savings-rate","category":null,"updatedAt":"2026-09-29T20:47:32.753Z","fields":{"provider":"Sky","stablecoin":"USDS","provider_type":"DeFi protocol","rate_pct":3.6,"rate_type":"APY (variable)","regions":"Global; non-custodial (the web app can be restricted in some regions)","conditions":"Holders deposit USDS, or convert USDC to USDS 1:1 without fees, and receive sUSDS, which earns the Sky Savings Rate. There is no lock-up; the rate is set by governance and is not guaranteed.","mechanism":"Sky says the rate is set by governance and funded by Sky Protocol revenue from collateralized loans.","rate_date":null,"url":"https://sky.money/","checked":"2026-09-29","sources":"sky.money · https://sky.money/"}},{"slug":"coinbase-usdc-rewards","name":"Coinbase USDC rewards","path":"/stablecoin-yields/coinbase-usdc-rewards","category":null,"updatedAt":"2026-09-29T20:46:46.344Z","fields":{"provider":"Coinbase","stablecoin":"USDC","provider_type":"Exchange/broker","rate_pct":3.5,"rate_type":"APY","regions":"US and other eligible countries listed by Coinbase; not the EEA","conditions":"Coinbase One membership (from $4.99 a month) is required in the US, the UK, Australia, Singapore and a few other countries. The minimum balance is $1 USDC, there is no maximum, rewards accrue daily and are paid weekly, and Coinbase sets the rate and can change it. In Brazil and Canada, Coinbase One members earn 3.75% on the first $10,000 or $30,000, depending on the plan, and 3.35% above that.","mechanism":"Coinbase says the rewards are a loyalty program it funds itself and that it does not lend out customers' USDC.","rate_date":null,"url":"https://www.coinbase.com/usdc","checked":"2026-09-29","sources":"Coinbase USDC page · https://www.coinbase.com/usdc\nUSDC Rewards FAQ · https://help.coinbase.com/en/coinbase/coinbase-staking/rewards/usd-coin-rewards-faq\nCoinbase One tiers · https://help.coinbase.com/en/coinbase/other-topics/coinbase-one/account"}}]}